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三月天书 .·´¯`·»«*๑۩۞۩๑۩ 1Xtra ۩๑۩۞۩๑*»«´¯`·.收你做我的迷 March 02 Chinese Students Want To Know: How Do I Get Rich?Eric K. Clemons, 03.02.09 , 12:00 AM EST A business school professor asks himself what he hath wrought. In February, three Wharton faculty colleagues and I had the pleasure of dining with 19 visiting students from one of China's most prestigious universities. The students were young. They were charming. They were very intelligent. And they were very, very goal-directed. My colleagues and I had each prepared brief opening remarks, but the students were having none of it. They had elected a delegation leader, and the delegation leader, as quickly as possible, got to the question the students all wanted to address: What are the implications of the current financial and economic crisis? A colleague in the accounting department gave them a careful, scholarly, even-handed explanation of how firms' decisions on the repricing of assets in their portfolio could perhaps have been used, perhaps unintentionally, to create false expectations in the marketplace, and could have been done in a way undetectable to auditors, leading to over-investment in toxic subprime assets. No, that's not what the students wanted to discuss. With much less tact, I explained that, indeed, mispricing of assets at an inflated price could have been deliberately used to create the illusion of value, and this could then have been used to create the very real rewards of wealth for the financial engineering wizards responsible for the scheme. This got us much closer to the questions that the visiting students wanted to address. Their first round of questions were basically, How can I get that job? How can I get a high-paying job in investment banking now? My colleagues and I attempted to convince them that those jobs simply will not exist again, at historical levels of compensation, in the months or years before these students' graduation. This led to a second round of questions, like, What can I do while working as a desk drone in an audit firm in China to ensure that I can get into Wharton, Harvard or Stanford, and get a job in investment banking later? The students were patient. They did not need a job with a $10 million bonus now, as long as the prospect of receiving it later would still arise. I then suggested that perhaps they might work for companies that made things . Actual things. With a burgeoning middle class that would soon be larger than the entire population of the U.S. or Western Europe, surely there was going to be a huge domestic market for things in China. The students could pursue careers with companies that were working to develop and to sell appliances fit for a Chinese home, or mass-market, branded consumer package goods for the new middle class Chinese consumer. This was met with stares from the students. Another colleague from the management department suggested that Chinese retailing and distribution offered two other growth opportunities for a bold young entrepreneur. Again, we got mostly stares. I then explained that there are really only three ways for an individual to earn tens of millions of dollars a year: --Create a company that creates real wealth and keep a piece of the company. Bill Gates did that at Microsoft (nasdaq: MSFT - news - people ), and he is, probably, still one of the five wealthiest men in America. Vanderbilt (railroads and shipping), Carnegie ( U.S. Steel (nyse: X - news - people )) and Rockefeller (Standard Oil) did it, too. These men played hardball, seeking to crush commercial competitors, but they did successfully transform America and the world. --Facilitate the creation of real wealth by others and keep a piece of each transaction. J. P. Morgan convinced European investors that they would earn far more investing in the fastest-growing industries in the United States than they would investing in their more developed, more mature and more slowly growing domestic markets. He directed the capital that led to the industrialization of the United States. American industrialists got rich. European investors got rich. America was transformed, and his share of each transaction ensured that Morgan became wealthy as well. Venture capitalists, early round investors in new companies and firms that underwrite their initial public offerings all facilitate the creation of new companies and the creation of jobs and wealth, and profit from it. Early investors in Microsoft, Google (nasdaq: GOOG - news - people ), Oracle (nasdaq: ORCL - news - people ) and Apple (nasdaq: AAPL - news - people ) all profited quite handsomely from it. This used to be the principal function of Wall Street firms other than those principally in retail brokerage. But it produces individual Wall Street executive wealth only slowly, and only when Wall Street produces increases in national wealth. Patient men like Warren Buffett still facilitate wealth creation, and Buffett may be richer even than Gates. --Steal it. Stealing money is much more reliable than earning it. You can steal wealth slowly , the old-fashioned way, buried within the operations of trading for the house account . Or you can steal it quickly , by using obscure and poorly understood financial artifacts to produce the illusion of wealth creation. Then you take a piece of the illusionary wealth, as personal cash, now. Then you exit and duck for cover before the entire game blows up. Better yet, you can sell your private equity firm to naïve investors for one final twist of the knife into the carcass of your nation. (Deliberate fraud, like those allegedly committed by Bernie Madoff or Robert Allen Stanford, is too crude to be of interest to young financial engineers, and too likely to result in extreme punishment.) I then suggested that if students were not interested in earning their money through entrepreneurship (too risky), then investment banking in China offered the next best alternative for personal wealth creation. Facilitating investment in, and growth of, companies catering to the wants, needs, cravings and longings of China's growing middle class, offers Chinese investment bankers a path toward personal wealth by creating national wealth, much as J. P. Morgan did for America. The students, though, were uninterested in banking in China. After the students left, it took my colleagues and me a couple of hours to figure out why this was so. I-banking in China is about improving China. The students saw i-banking in America as being about improving their own personal wealth, first and foremost; if the client could be assisted without too much personal inconvenience then and only then did they see American i-banking as also being about value creation. I asked myself, What have we done? When I thought that the craze for private equity careers and investment banking careers among the brightest Western students was the fault of Western business schools, I felt both shame (for perhaps having contributed to this) and fear (for how we as a nation could possibly compete with foreign nations where the best and brightest young students sought real careers). Perhaps the fear was unwarranted. Perhaps the best and the brightest students of other nations also wish to transform their homelands from economic dragons into paper tigers, following the Western model. Interestingly, our own students are indeed learning to manage, learning to market, learning operations and production planning and logistics; they are working hard to get ready for a world of things . Perhaps America doesn't have as much to fear from foreign competition as we thought. Eric K. Clemons is a professor in the Information Strategy and Economics Group at the Wharton School of the University of Pennsylvania. February 06 有feel的歌词心动
有多久没见你 以为你在那里 原来就住在我的心底 陪伴着我的呼吸 有多远的距离 以为闻不到你的气息 谁知道你背影这么长 回头就看到你 过去让它过去 来不及 从头喜欢你 白云缠绕着蓝天 如果 不能够永远都在一起 也至少给我们 怀念的勇气 拥抱的权利 好让你明白 我心动的痕迹 过去让它过去 来不及 从头喜欢你 白云缠绕着蓝天 如果 不能够永远都在一起 也至少给我们 怀念的勇气 拥抱的权利 好让你明白 我心动的痕迹 总是想再见你 还试着打探你的消息 原来 你就住在我的身体 守护我的回忆 December 16 越狱 惊天大预测到写此日志止，越狱是到第四季第15集，演到将军“好心”给Mike治病。以下是一个对将来剧情的有趣“预测”，先贴出来，大家一起来看看准不准。
一。14集里的暗示很明显在说ms是将军的儿子。一个是将军对他女儿的说的话，一个是他的手放在ms的手上，一个是医生的回答以前见过一个一样的病例。医生是公司里的人，所以他说的那个病例肯定就是ms的母亲，那也就是说ms的母亲也是公司里的人。 二。应该是将军与他老婆有两个孩子,是LISA和MS,他与他老婆离婚时要了女儿(在第14集中有那句话)..他的老婆要了MS,而后又与LB的老爸再婚(当时LB的老爸也是公司的人).因此MS与LB成为兄弟.但其实并非亲生兄弟. 三。将军觉得天降大任与MC也,应该苦其心智，劳其........我 的 推测应该将军相信自己的儿子一定可以闯过这一关，不然以后怎么当公司的 首脑。后来他手下真遇见了 MC倒在地上还不是赶快帮他抬上了车，而不是杀了 MC。 四。在跟将军抢夺锡拉的幕后推手就是将军的女儿，看得出来，她已经忍将军忍了很久了。 November 17 纽约州律师资格考试通过纪念终于等来了这个令人高兴的结果！Well~赶紧挤点心得吧，以飨来者。
精神层面来讲, generally speaking, 考BAR就像一场长跑，能保持住一定的pace坚持到最后者将都会成为胜利者。（适合在复习高峰期将此句张贴于出入显眼处，以达到支撑神经的效果）
技术层面来讲，考BAR的过程就是一个大脑格式化的过程，要从总体和局部细节两方面同时跟进。在遇到任何一个知识点的时候都要尽可能的将其对应到脑海中那张总的“星座图”中。这种matching game玩多了，BAR也就不会再显得那么的困难了。
具体心得 includes but not being limited as follows: (警告：前后顺序不一定有必然逻辑，请读者自行随意排列组合，以达到最佳效果)
1. 决心一定要大：华山只此一条路。之前请处理好其他生活琐事，包括男女之事。。。Believe or not, it happens.
2. 正式上路准备前至少大玩特玩一周，彻底放松身心。。。因为你即将进入另外一个世界，哈哈哈～
3. 先前资料准备一定要充分：这个不难吧。有办法的不用怎么花钱就能从各处收集到sufficient materials；没办法的那就花钱报班呗。
4. 复习周期以2-3个月为宜。
5. 制定一个完成的考BAR复习计划，尽全力坚持，并随着进度的一再不能及时完成而随时修改计划。。。
6. 自认为最合理的时间分配是：看“outline + 听老师录音或者录像” = “做和研究真题的时间”
7. 在动手写essay部分前先把所有能找到的essay范本至少全部通读一遍
8. 真题要尽量争取早做完一遍，然后再回头来复习。经验是到了最后1个月很难静下来一道一道的做真题了，总感觉有更重要的事情要做。。。
9. MPT就是一个规范格式写作，感觉就像filling in the blanks...
10. 偶尔的绝望是必然的，没什么好泄气的。看不进去了，就罢工，休个一整天 (没什么大不了的）。。。保证你第二天一大早醒过来，效率特高还暴guilty.
11. 做MBE不要当小故事来读，要读出stimulus 中的信号词和层次感来，要警觉没有一个字是"废话"的。随时提醒自己，选项是非常tricky的，完全不merciful.
12. 做MBE，甚至整个BAR两天的考试节奏感是非常重要的，MBE 五分钟三道；Essay 45分钟一篇等...
13. 抓大放小，对中国人来说，考BAR就是个玩percentage的GAME. 6大门，门门有自己的重点，比如TORTS，大知识点大概分至少6大块吧，只要抓住其中3个点Intentional Torts, Negligence and Strict Liability，80%的分数就cover了。稍加研究，就能立即省出一半的费力点而在points coverage上大概只损失20%吧。
14. Essay不可怕，最重要的是要把知识点理清楚，一上考场，赶鸭子上阵，大家都可以写的贼快。
15. 再提醒一句，对中国人来说，遇到不会做的题目那是太正常了，重要的是时间和自信心。所以，一旦在考场上遇到了平日没见过的题型，哈, congratulations! 心中默念kick your ass! 然后做个intelligent guess，画个答案，赶紧skip and move forward to the next question. 照样涂完答题纸，照样牛B的pass the BAR.
16. 还是没信心吗？ 为什么？ 难道觉得英文还是没自信过BAR?! 看看我一个个日韩朋友过BAR的血泪史吧。 IF THEY CAN, then YOU CAN!
17. 要是一次没通过。。。Well~ It happens... 全世界都会理解的。。。没什么丢人的。没什么话可说的，再来，兄弟～
就先说这么多吧， good luck all! October 11 zz 现阶段的中国股市就是经常吃伟哥的嫖客牛市就是专心挣钱的男人，男人有了钱干什么？当然是变坏了。 现阶段的股市就是变坏经常嫖妓的嫖客。嫖多了，票子就变少了，身段受了伤，DD也不行了。于是就吃伟哥（救市），吃一次，雄一次，嫖一次，吃多了，产生抗药性，有时伟哥也不管用了，有时还能短暂地勃一下。 到最后，无论吃多少伟哥都不管用了，因为得了性病。只有送进医院，动手术，重新移植DD，彻底治病，病治好了，也没有钱了，于是又开始拼命挣钱，有了钱，又去嫖妓，开始一个新轮回 |
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